Business
Commercial Account
- Minimum Balance to Open - $100.00
- Maintenance Charge - $10.00
- Checks & Deposits - $ .12
- Items Deposited - $ .07
- Return Item - $2.00
- Overdraft Rate - 14.00%
- Reserve Rate - 10.00%
- FDIC Insurance Rate - 8.00%
Earnings credit to offset charges based on 3 month Treasury Bill Auction Rate. (All rates subject to change without prior notice)
No service charge in month opened
Small Business Account
- Minimum Balance to Open - $100.00
- 0 - $3,499.99 - $12.00
- $3,500 & above - No Charge
50 Free Withdrawals Per Statement Cycle
75 Deposit Items Free
Excess debit items $.22 each regardless of balance
Excess deposit items $.17 each regardless of balance
Non Interest Bearing.
14% charged on uncollected funds.
Business Money Market Account
- 0 - $24,999.99 - $55.00
- $25,000.00 & Above - No charge
Minimum Opening Balance - $25,000
Minimum Daily Collected Balance to earn interest is $25,000
Minimum Deposit Amount - $5,000
No checks allowed
One withdrawal per statement cycle allowed
$15.00 per withdrawal thereafter
(Available for businesses, corporations, non-profit and public funds only)
10 free deposit items $.12 per item thereafter
Minimum Daily Collected Balance to earn interest is $25,000
Minimum Deposit Amount - $5,000
No checks allowed
One withdrawal per statement cycle allowed
$15.00 per withdrawal thereafter
(Available for businesses, corporations, non-profit and public funds only)
10 free deposit items $.12 per item thereafter