Personal

CHECKING ACCOUNTS

Personal Checking

0 - $499.99 - $5.00 Monthly Minimum Balance Fee
$500 and over - No Charge
Minimum balance to open - $50.00

BankClub

Basic - $5.00 Monthly Service Charge
Family - $7.00 Monthly Service Charge
Minimum balance to open - $50.00

Student Account

Designed especially for students ages 15 thru 22. You will receive a free BankClub account until age 23.
Parent or Guardian Required as Co-Owner. All the benefits of BankClub Checking including:

Free Online/Mobile Banking/E-Statement/Checks
Instant Issue Debit Card (with approval)
No Monthly Service Fee Until you turn 23
Online Shopping Rewards and Cash Back Rewards

Senior Citizen Account

Personal Checking accounts held by customers 65 years and older will be exempt from monthly service charge.

Personalized checks will also be offered at no cost.

Non Profit Account

Non Interest Bearing accounts held by Non-Profit Organizations will be exempt from a monthly service charge and per item charge.

INTEREST BEARING ACCOUNTS

Now Account

0 - $999.99 - $9.00 Monthly Minimum Balance Fee
$1,000 - $1,999.99 - $5.00 Monthly Minimum Balance Fee
$2,000 and over - No Charge

Note: On all personal Now Accounts, including Classic and BankClub Now, the minimum daily collected balance to earn interest is $2,000

No service charge in month opened
Minimum Balance to Open - $2,000

Now BankClub Account

Minimum Balance Requirements same as Now Account

Bank Club Charges:

Basic $5.00 Monthly Service Charge
Family $7.00 Monthly Service Charge

Insured Money Market Account

0 - $2,499.99 - $15.00 Monthly Minimum Balance Fee
$2,500 and over - No Charge
Excessive Withdrawals $15.00 Per Withdrawal

Note: On Insured Money Market Account, the minimum daily collected balance to earn interest is $2,500
Minimum balance to open - $2,500

Super Money Market Account

0 - $9,999.99 - $15.00 Monthly Minimum Balance Fee
$10,000 and over - No Charge

Minimum Opening Balance - $10,000
Minimum Daily Collected Balance to earn interest is $10,000
Minimum Deposit Amount - $1,000
No checks allowed
One withdrawal per statement cycle allowed $15.00 per withdrawal thereafter
(Available for personal accounts only---------not business, corporations, not for profit, public funds).

Statement Savings

0 - $49.99 - $5.00 Minimum Balance Fee Per Quarter
3 withdrawals per quarter, each withdrawal thereafter will incur a charge of $3.00

CHRISTMAS CLUB

Checks issued first week in November
Withdrawal Fee Prior to Check Issuance - $12.00