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The Bank of Vernon, Community Banking Since 1911

Mortgage Lending

  • Purchase Money
  • Home Equity
  • Home Improvement
  • Long Term Mortgages

Long Term Mortgages are available with low down payments and great rates on loans with 15-30 year maturities available for In-Bank Portfolio Loans.

Calculate Payments Online! Free Loan Calculator.

Mortgage origination Contact:

Pam Barr-Collier
NMLS ID 2316936 

Phone - 205-695-7141


The Bank of Vernon offers several options for real estate lending including:

  • Construction
  • Purchase
  • Refinance (Including Cash-Out)
  • Home Improvement
  • Home Equity
  • Land Only
  • Commercial

Loan Officers

Samuel Johnson
NMLS ID 698754

Joy Spencer
NMLS ID 698753

Andy Johnson
NMLS ID 698756

Karl Williams
NMLS ID 698759

Amanda Freeman
NMLS ID 1639780

Ashley Lann
NMLS ID 1639963

Matthew Pearson
NMLS ID 1113534

Laura Guyton
NMLS ID 2094387

Peggy Roberts
NMLS ID 2187675

Heath Serio
NMLS ID 701083