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The Bank of Vernon, Community Banking Since 1911

Mortgage Lending

  • Purchase Money
  • Home Equity
  • Home Improvement
  • Long Term Mortgages
Long Term Mortgages are available with low down payments and great rates on loans with 15-30 year maturities

  • Conventional
  • FHA
  • VA
  • USDA
Calculate Payments Online! Free Loan Calculator.


The Bank of Vernon offers several options for real estate lending including:
  • Construction
  • Purchase
  • Refinance (Including Cash-Out)
  • Home Improvement
  • Home Equity
  • Land Only
  • Commercial


Phone - 205-695-7141

Loan Officers

Samuel Johnson
NMLS ID 698754
Joy Spencer
NMLS ID 698753
Andy Johnson
NMLS ID 698756
Henry Adams
NMLS ID 698757
Karl Williams
NMLS ID 698759
Marsha Granen
NMLS ID 1110714
Amanda Freeman
NMLS ID 1639780
Ashley Lann
NMLS ID 1639963
Jean Robinson
NMLS ID 776067

Mortgage Origination:

Mallory Page
NMLS ID 1571870