Personal Checking Account: Convenient, Flexible, and Affordable
At Bank of Vernon, we've designed our Personal Checking Account to offer you the convenience and flexibility you need to manage your finances easily. We waive our low $5.00 monthly fee when you maintain a balance above $500.00. This account provides you with all the essential banking services at an affordable cost, giving you peace of mind about your financial management.
Key Features of Our Personal Checking Account:
- Open your account online: Open your account from the comfort of your couch.....Click here to begin!
- Low Monthly Fee: Enjoy the benefits of a full-featured checking account with a $5.00 monthly service fee. Maintain a balance of $500.00 or more and the fee is automatically waived, making it easy to avoid unnecessary charges.
- Instant Issue Debit Cards: Get immediate access to your funds with our instant-issue debit cards so you can use your account immediately.
- Online & Mobile Banking: Manage your finances anytime, anywhere with our robust online and mobile banking services. Whether you need to check your balance, transfer funds, or pay bills, our digital platforms make banking convenient and secure.
- Mobile Deposit Capture: With our mobile deposit capture feature, you can deposit checks from the comfort of your home or on the go, saving time and trips to the bank.
- X-Press Banking & 24-Hour ATM Access: Access your funds around the clock with our 24-hour ATMs, including the ability to make deposits at your convenience. Plus, enjoy the speed and efficiency of our X-Press Banking services.
- Night Deposit & Bounce Protection: With our night deposit service, you can securely deposit funds after hours, and our bounce protection feature protects your account from unexpected overdrafts.
- Wire Transfers & Automatic Funds Transfers: Easily send and receive funds with our wire transfer services, and automate your payments and transfers with our AFT options for added convenience.
- E-Statements & Personalized Checks: Go paperless with E-Statements, and order personalized checks at a convenient cost. Need to reorder checks? It's simple and easy through our online services.
- Bill Pay & P2P Payments: With our Bill Pay and person-to-person (P2P) payment options, you can pay your bills and transfer money to friends and family, keeping you connected and in control of your finances.
- Additional Services: Take advantage of our coin machine for a small fee and cash advances when you need extra cash quickly.
Why Choose Our Personal Checking Account?
Bank of Vernon's Personal Checking Account is more than just a place to store your money—it's a comprehensive financial solution that equips you with the tools to manage your finances efficiently. With competitive features, flexible access, and a low or no monthly fee, this account is ideal for those who want convenience without sacrificing quality.
Open your Personal Checking Account today and experience the difference that Bank of Vernon can make in your financial life. Contact us to learn more, or visit one of our branches to get started.
Bank of Vernon is a full-service Community Development Financial Institution with locations in Mississippi and Alabama.