Secure Your Financial Future with a Personal Savings Account
We understand the importance of building a solid financial foundation at Bank of Vernon. We designed our Personal Savings Account to help you grow your savings with convenience and ease, offering a range of features that make managing your money straightforward and hassle-free.
Account Features
- No Monthly Service Fee: Maintain a balance above $50.00, and you'll enjoy your savings account's benefits without any monthly service fees.
- Low Balance Fee: For balances between $0 and $49.99, a small $5.00 quarterly service fee applies, encouraging you to keep your savings growing.
- Limited Withdrawals: You can make up to 3 withdrawals per quarter at no cost. Additional quarterly withdrawals are subject to a $3.00 fee, promoting disciplined saving.
Convenient Banking Options
Manage your savings account with ease using our comprehensive suite of digital and in-person banking services:
- Online Banking: Access your account anytime, anywhere, and monitor your savings growth with our secure online banking platform.
- Mobile Banking: Stay on top of your finances on the go with our mobile banking app, offering convenience at your fingertips.
- Mobile Deposit Capture: Deposit checks directly into your savings account using your smartphone, making saving easier than ever.
- X-Press Banking: Enjoy the convenience of automated phone banking for quick and easy access to your account information.
- Night Deposit: Deposit funds securely after hours with our night deposit service.
- Wire Transfers: Easily send and receive money with our secure wire transfer services.
- E-Statements: Go paperless and receive your account statements electronically, reducing clutter and organizing your financial records.
- Bill Pay & P2P: Manage your payments efficiently with our bill pay and person-to-person (P2P) payment options, always paying your bills on time.
- Automatic Funds Transfers: Set up automatic transfers to ensure regular contributions to your savings, helping you stay on track with your financial goals.
Account Access and Management
While our Personal Savings Account does not offer a debit card, you'll have full access to your funds through our digital and traditional banking services. Manage your account with ease through online and mobile banking, or visit one of our branches for personalized assistance, ensuring you're always in control of your savings.
Bank of Vernon is a full-service Community Development Financial Institution with locations in Mississippi and Alabama.